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Farm & Country Estate

We wouldn't be here to serve you today if it wasn't for Michigan farmers. Fremont Insurance was founded on a promise to protect the financial interests of Michigan farm families. We've upheld that promise for more than 140 years and have consistently evolved throughout that time to offer the highest level of coverage. Whether you farm for a living, live on a hobby farm, or rent a farm, we have a policy to protect your personal and business needs.

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Coverages for Farmowners

Dwelling & Personal Property

This coverage helps pay for damages to the physical structure of your home, its contents, and anything permanently attached, like your garage.

Personal Structures

This coverage helps pay for damages to structures that are for personal use, like a detached garage or backyard fence.

Loss of Use

If your home is damaged and you can no longer safely live there, this coverage will reimburse you for expenses while you live somewhere else (like a hotel) while your house is repaired.

Farm Buildings

This coverage helps pay for damages to structures that are used for farm operations, like a barn or silo.

Personal & Farm Liability

This coverage provides protection if you’re found legally liable to have caused bodily injury or property damage to someone else.

Medical Payments

This coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).

Equipment Breakdown

This coverage protects you from financial setbacks if essential farming equipment fails.

Coverages for Non-Owned/Rental Farms

Rental Dwellings

This coverage reimburses you if the contents in your rental home are damaged, destroyed, lost, or stolen.

Loss of Earnings

This coverage protects you from profit loss if equipment that's essential to your farming operations fails.

Personal & Farm Structures

This coverage helps pay for damages to structures that are for personal use (e.g. detached garage) and farm use (e.g. barn).

Personal Liability

This coverage provides protection if you’re found legally liable to have caused bodily injury or property damage to someone else.

Medical Payments

This coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).

Coverages for Country Estates

The Country Estate policy offer the same coverage as the farmowners policy but with smaller limits.

Dwelling & Personal Property

This coverage helps pay for damages to the physical structure of your home, its contents, and anything permanently attached, like your garage.

Personal Structures

This coverage helps pay for damages to structures that are for personal use, like a detached garage or backyard fence.

Loss of Use

If your home is damaged and you can no longer safely live there, this coverage will reimburse you for expenses while you live somewhere else (like a hotel) while your house is repaired.

Farm Buildings

This coverage helps pay for damages to structures that are used for farm operations, like a barn or silo.

Personal & Farm Liability

This coverage provides protection if you’re found legally liable to have caused bodily injury or property damage to someone else.

Medical Payments

This coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).

Equipment Breakdown

This coverage protects you from financial setbacks if essential farming equipment fails.

File a Claim

When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way.

FILE A CLAIM
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Ways to Save

We’re dedicated to helping our customers get the most coverage at the best rate. That’s why we look for opportunities to save you money.

New Home

You must be living in a newly constructed home to qualify.

New Barn

This farming structure must be recently constructed to qualify.

Senior

You must be 50 years of age or older to qualify.

Multi-Policy

You must bundle more than one insurance policy to qualify.

Steel Roof

You must have recently installed a steel roof to qualify.

Group

You must be a member of a group or association that insures with Fremont Insurance to qualify.

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