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ATV & Snowmobile

With thousands of miles of ORV trails and hundreds of public golf courses across the state, Michigan is an ideal playground for owners of recreational vehicles like ATVs, snowmobiles, and golf carts. Protect your investment with an insurance policy that gives you peace of mind while you ride. Fremont Insurance offers physical damage and liability protection for recreational vehicles through an endorsement to your homeowners policy.

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Physical Damage

This coverage will pay for the cost of repairing or replacing your recreational vehicle if you’re involved in a covered accident.


This coverage will pay for bodily injury and property damages you're responsible for due to the use of your recreational vehicle on your own property.

File a Claim

When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way.

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Ways to Save

We’re dedicated to helping our customers get the most coverage at the best rate. That’s why we look for opportunities to save you money.

Senior Discount

You must be 50 years of age or older to qualify.

Group Discount

You must be a member of a group or association that insures with Fremont Insurance to qualify.

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