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  • Available in Michigan

At Fremont Insurance, we understand that condo owners have unique insurance needs. Our condo insurance policies offer protection beyond what your condo association will cover. You need a policy that covers insurance vulnerabilities like personal liability and personal property. Talk with one of our agents today to learn how we can set you up with an insurance plan that fits your lifestyle and your budget.

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Standard Coverages


This coverage helps you pay for damages to the interior of your home and anything permanently attached, like your garage. The exterior of your home is typically covered by the master policy of the condo association.

Other Structures

This coverage helps you pay for damages to physical structures that are not attached to your home, like a shed or a detached garage.

Personal Property

This coverage reimburses you if the contents in your home are damaged, destroyed, lost, or stolen.

Loss of Use

If your home is damaged and you can no longer safely live there, this coverage will reimburse you for your expenses while you live somewhere else (like a hotel) while your home is repaired.

Personal Liability

This coverage provides protection if you’re found legally liable to have caused bodily injury or property damage to someone else.

Medical Payments

This coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).

Additional Coverages & Programs

Loss Assessment

This coverage offers protection for situations when you as an owner of a shared property are held financially responsible for a portion of the costs for deductibles or damage to the building.

Condo Enhanced Coverage for Replacement Cost Contents

This enhanced coverage helps pay for expenses like tree removal, refrigerated contents, glass deductible, back-up of sewers and drains, lock replacement, financial fraud, and much more.

File a Claim

When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way.

File a claim
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Ways to Save

We’re dedicated to helping our customers get the most coverage at the best rate. That’s why we look for opportunities to save you money.


You must bundle more than one insurance policy to qualify.


You must be a member of a group or association that insures with Fremont Insurance to qualify.


If you're a non-smoker, you may qualify for a discount on your policy.

Premises Alarm or Fire Protection System

You must have a security or fire alarm system installed in your home to qualify.

Paid in Full

You must pay the discounted policy premium in full by the due date of your first bill to qualify.

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