Standard Coverages
Dwelling
This coverage helps pay for damages to the physical structure of your house and anything permanently attached, like your garage.
Other Structures
This coverage helps pay for damages to physical structures that are not attached to your house, like a shed or a detached garage.
Personal Property
This coverage reimburses you if the contents in your house are damaged, destroyed, lost, or stolen.
Loss of Use
If your house is damaged and you can no longer safely live there, this coverage will reimburse you for your expenses while you live somewhere else (like a hotel) while your house is repaired.
Personal Liability
This coverage provides protection if you’re found legally liable to have caused bodily injury or property damage to someone else.
Medical Payments
This coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).
Additional Coverages & Programs
Firearm
This coverage gives you unlimited firearm theft protection, up to the full value of your policy contents coverage.
Seasonal Dwelling
We offer specialized coverage for your seasonal or vacation home, whether your primary residence is insured through us or someone else.
Home Business Program
This program protects you from certain risks to your business if you conduct business directly from your home.
Identity Fraud Expense
This enhanced coverage reimburses you for up to $15,000 in identity theft expenses.
Back-Up of Sewers or Drains
This endorsement provides coverage for direct physical loss caused by water back-up through sewers, drains, and sump pumps.
Tree Removal
This endorsement provides coverage for tree debris removal up to $500 per occurrence, subject to the policy deductible.
File a Claim
When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way.
