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Workers Compensation

  • Available in Michigan

Your employees are an irreplaceable asset that needs to be protected. Workers compensation offers financial protection for your employees – and your business – if an employee becomes ill or injured on the job. Accidents happen even in the safest work environments. A workers compensation policy ensures that you're able to give your injured employee excellent medical care and cover their wages, so they can recover quickly and get back to work.

Work Comp

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Workers compensation is highly regulated and coverage requirements vary among states. The amount of coverage you'll need will depend on a number of factors, like if your industry has a high rate of injury. A Fremont Insurance agent will be able to help you determine how much coverage you'll need to keep your employees and your business safe.

Work-Related Medical Injury

This coverage helps injured or ill employees pay for medical and rehabilitation expenses.

Loss Time Disability/Indemnity

This coverage provides protection from lost wages if an illness or injury prevents an employee from performing their job.

Death Benefits

If a fatal injury occurs on the job, this coverage helps you provide financial support in the form of death benefits to the family.

Employers Liability

This coverage prevents an employee from suing you if they become ill or injured at work.

File a Claim

When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way.

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Ways to Save

The best way to keep your premiums down is to reduce the number of workplace injuries that occur. That's why we reward our customers for having a good safety record. Here are a few ways we can help you save money.

Paid In Full

You must pay the discounted policy premium in full by the due date of your first bill to qualify.


You must be a member of a group or association that insures with Fremont Insurance to qualify.


You must bundle more than one insurance policy to qualify.

Safe Workplace

You may qualify for a safe workplace discount if your business has a light duty return to work program, drug screening program, or an average experience modification program under 1 in the last 5 years.

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